The Best Credit Card Promos from the Top Banks in the Philippines

credit card promos philippines
Everyone wants the purchasing power a credit card can provide them, and if that purchasing power comes with certain perks, all the better. With several banks competing to capture the public’s interest, the country’s three best and biggest banks have put forth some really tempting offers that come with credit card use.

According to Marifel Dungo of, top Philippine banks of 2013 are, in no particular order, BPI, BDO and Metrobank. According to the post, when viewed from several different categories, these three banks are superior to their competitors in the country in terms of many things.

Credit Card Promos of Top Banks

Let’s take a look at their recent credit card offers to see which of these three have the most enticing promos. So aside from purchasing power, what else are you getting when you sign up for a credit card with these banks?

Among other promos, BPI has joined forces with arguably the nation’s number one fast food chain, Jollibee. They have implemented a rewards system wherein people who use their credit cards get food rewards depending on specific predetermined numbers. Use your credit card, get a free meal. Not a bad deal. BPI has also been known to associate with other establishments like Ayala Malls, Pizza Hut, Taco Bell, Dairy Queen, and even Tiger Airways.

Metrobank, on the other hand, has promos that offer exciting discounts to fine dining establishments like Outback Steakhouse, Super Bowl, the Peking Garden, and other similar areas. Discounts can go up to 50% off when you use your Metrobank credit card with them.

Different Promotional Strategies

While the two banks highlight dining and travel, BDO’s credit card promos have touched on clothing lines and accessories as well as other shopping establishments like Bench, North Face, Forever 21, and the like.

Looking at these partnerships, it’s easy to tell why these three banks have managed to get to, and stay on, the top of their field, truly giving their customers what they like with promos that call to their interests and tastes. As a credit card user, promos such as these can make the experience of having a credit card truly rewarding.

Choosing Which Promo Serve You Best

Now, given all of this information, which of the top 3 banks provides the best promotions? BDO seems to have the market cornered on shopping, being in close relations to one the biggest mall chains in the country, thus giving the use of a credit card more practical. BPI and Metrobank have promos that highlight lifestyle, what with the travel deals and dining discounts and rewards.

In the end, it’s all about what suits you the most. Banking and credit cards are very vital to one’s living, especially in this age where moneyless transactions are quickly becoming the norm. While credit cards do hold a certain level of financial freedom and the financial responsibility that freedom calls for, it’s hard not to appreciate when huge financial institutions go out of their way to make each and every card holder truly important.

About the Author:
MoneyMax is the Philippines’ foremost online platform for comparing financial and telecom products and services – fast, comprehensive, and free. We aim to give the power of smart purchase decisions back to Filipino consumers by providing everything they need to become financially savvy. Find out more at

*Photo Credit: 401(K) 2013 (Creative Commons)